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What’s Wrong With This Picture?

Can you spot what’s wrong with this fire exit?

Fire Exit-JK

Punta Cana, Dominican Republic Vacation

This post is overdue, but last week my wife and I vacationed in the Dominican Republic. We stayed in Punta Cana. It was a nice week long vacation to help recharge the batteries. One of the best parts was that we were totally disconnected from the internet for the entire week. We paid absolutely no attention to time and the weather couldn’t be more perfect. Here are a few pictures from our trip

It’s a long haul getting there from California, but it was well worth it. Anyone else out there been to Punta Cana before? Or the Dominican Republic?

-JK

Insurance Scam Fail

A pedestrian in Taiwan tries to pull off a ridiculous insurance scam by running into a car and faking injury. Little did he know the driver was equipped with handy dash cam.

Read more about insurance fraud HERE from the California Department of Insurance

JK

As Summer Heats Up, Put your Cellphone on “ICE”

70% of 9-1-1 calls are placed from cell phones

70% of 9-1-1 calls are placed from cell phones

Today you can use your cellphone to email, take pictures, manage your calendar and even record video. However, they are still most valuable in calling for help when emergency strikes.

What can you do to prepare in case something happens to you and you can’t call for help? Entering an emergency contact in your cellphone contact list under “ICE,” which stands for In Case of Emergency, is a commonplace practice that’s helpful in the following ways:

  • Most emergency responders check cellphones for an ICE entry, which enables them to quickly contact your loved ones in an emergency.
  • Provides peace of mind for parents with children, knowing you’ll be contacted first in an emergency situation.

Don’t delay: Add “ICE” to you cellphone contact list today!

Credit: Zywave, Inc.

JK

Happy Small Business Week 2013

This year marks the 50th anniversary of National Small Business Week. Every year since 1963, the President of the United States has issued a proclamation announcing National Small Business Week, which recognizes the critical contributions of America’s entrepreneurs and small business owners.

More than half of Americans either own or work for a small business, and they create about two out of every three new jobs in the U.S. each year. Small businesses have always been the backbone of our economy, and we know that the success of America’s small businesses is critical to growing our economy and increasing our nation’s global competitiveness.

Small businesses create two out of three net new private sector jobs in our economy. And today, half of all working Americans either own or work for a small business.

To all of the small businesses out there, this week is about you. Happy Small Business Week!

JK

Heartwell Golf Course, Long Beach

I love golf and I’m fortunate to live practically walking distance from Heartwell Golf Course in Long Beach. It’s a fun little 18-Hole Par 3 course which opened in 1964. The distance of the holes range from 85 to 140 yards, so you don’t need much club here. It’s great for practicing your short game.

There are a couple of water hazards, and sand traps on a lot of the holes. Heartwell Golf Course has lights for night golf with a driving range, two huge practice greens, and restaurant which I have yet to try. The course is always in great shape every time I play.

My wife just picked up golf and on 5/11 she played her first ever real round on a golf course. No better place for a beginner than Heartwell! it was a perfect afternoon. Here’s a picture I took on the back 9.

Heartwell Golf Course

Check out Heartwell Golf Course in East Long Beach at 6700 East Carson Street, Long Beach, CA 90808

Website: www.heartwellgc.com

-JK

Sharefest Annual Workday 2013

This past Saturday, a few of us from my office, ISU-Olson Duncan Insurance, participated in the Sharefest annual workday. Special thanks to my wife Joanelle for joining us.

Sharefest Community Development is an organization dedicated to creating an imprint of lasting positive change in the South Bay and Harbor areas of Los Angeles County. The organization partners with churches, businesses, civic leaders, schools, and residents.

Sharefest’s annual workday is a community building day where thousands of volunteers are mobilized into the community to work on projects designed to meet tangible needs. Volunteers paint, clean, plant, refurbish, and beautify schools, parks and public facilities all at no cost to recipients.

Our job for the day was sanding and re-painting classroom doors at Jane Addams Middle School in Lawndale.

Here are some pictures from the day:

-JK

Garden State – 28 Days

I’ve had a few people ask how the backyard vegetable garden is coming along. Here’s day 1 compared to day 28:

Vegetable Garden

Garden 4.7

Added some garlic, corn, and planted some new herbs and lettuce seeds in areas that don’t seem to be growing much.

-JK

Insurance Brokers Aren’t Just “Quote Messengers”

Yesterday I arranged an OSHA compliance assessment for a client of mine who has employees frequently working on rooftops to clean solar panels. This client is concerned about employees falling off the rooftops or ladders and asked for guidance on how to help prevent this from happening. They were very concerned about staying compliant with OSHA regulations too. So, we coordinated a meeting with a safety consultant to perform an OSHA compliance assessment (mock OSHA Audit). Here are a few action shots:

A lot of people have a misconception that insurance brokers are simply “quote messengers” and it drives me crazy. “Oh, I need insurance so I am going to call a handful of brokers, give them a few details, let them plug them into a computer and we’ll take the lowest price provided.” Don’t get me wrong, it’s nice to get multiple opinions and cover all the bases, but insurance brokers can and should provide a lot more value than this. In writing insurance for your business, finding the best policy for your needs is the first step, but what about all the other risks your business is exposed to?

Think about it….loss control and safety, human resources services, claims management, employee handbooks, etc. Who do you call when you need help with this stuff? I hope my clients are calling ME!

I have working relationships with highly trained safety consultants, HR professionals, payroll representatives, bookkeepers, etc. The list goes on. By starting with the basics, you can control those drivers that affect your insurance costs. When it comes to your business insurance, be proactive, not reactive when deciding on the right coverage for your protection.

Trust me, if you try to wing some policy together which you know nothing about, you’re going to pay a lot more than you ever would if you had an insurance partner do it right for you from the beginning. Don’t look for a quote messenger, look for a broker who’s going to be your partner and advocate in protecting your business.

-JK

Backyard Vegetable Gardening

I’m a big fan of vegetable gardening. I’ve been growing in our backyard for about a year now. We have a nice 100 square foot plot of  soil in our backyard which gets a lot of sun and allows me to grow a variety of herbs and vegetables. Last week, being daylight savings and the early start of Spring, I planted cabbage, tomatoes, beets, lettuce, spinach, cilantro, green onion, and parsley. Take a look

Vegetable Garden

 

There’s not a lot to see yet, but in the next 30-60 days, there should be some nice greens. It takes some time and patience, but it’s rewarding when you’re eating your own homegrown vegetables. I love cooking too, so putting the two together makes for some nice hobbies.

If you’re interested in growing in your own backyard, here are some common fruits and vegetables to grow by season:

Winter: Citrus fruits (such as grapefruits, lemons and oranges), bananas, kale, leeks, mushrooms, onions, pears, potatoes, rutabagas, turnips and winter squash (such as butternut and acorn)

Spring: Apricots, asparagus, bananas, broccoli, cabbage, collard greens, green beans, honeydew melon, lettuce, mangoes, peas, onions, leeks, mushrooms, pineapple, rhubarb, spinach and strawberries

Summer: Apricots, bananas, beets, bell peppers, blackberries, blueberries, raspberries, cantaloupe, cherries, corn, cucumbers, eggplant, garlic, grapefruits, grapes, green beans, honeydew, melon, kiwifruit, lima beans, mushrooms, nectarines, okra, peaches, peas, plums, radishes, strawberries, summer squash, tomatillos, tomatoes, watermelon and zucchini

Fall: Apples, bananas, beets, broccoli, Brussels sprouts, carrots, cauliflower, cranberries, garlic, ginger, grapes, mushrooms, parsnips, pears, pineapple, pumpkins, rutabagas, sweet potatoes, Swiss chard, winter squash (such as butternut and acorn) and yams.

To see what’s growing seasonally in your region, visit:

http://snap.nal.usda.gov/foodstamp/nutrition_seasons.php.

-JK

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