Radio Interview: The Different Types of Insurance To Protect Your Business

I hope you’ll catch my radio interview hosted by Candy Messer of Affordable Bookkeeping & Payroll. We discuss all things Business Insurance and Risk Management. From General Liability for a home based business to Cyber Liability and Employment Practices Liability for small to middle market companies. You can catch our interview HERE. Also, link included below.

Topics include: General Liability Insurance, Errors & Omissions Insurance, Cyber Liability Insurance, Businssowners Insurance policies, Employment Practices Liability, Workers Compensation, Risk Management.

-JK

Active Shooter Preparedness – Free Seminars from State Fund

State Compensation Insurance Fund, in partnership with the Department of Homeland Security, offers free seminars on Active Shooter Preparedness. These half-day courses provide important information about useful actions you can take to prepare for an active shooter event.

Participants will learn:

• The characteristics of an active shooter situation.

• How to identify and report criminal planning and preparatory acts.

• How to prepare and respond to active shooter and workplace violence incidents.

Each seminar is fast-paced, interactive, and includes lessons learned from previous active shooter incidents.

Local Southern California Dates are:

San Diego, CA
February 5, 9am – 12 pm
University of Phoenix, 9645 Granite Ridge Drive

Monterey Park, CA
February 12, 9 am – 12 pm &
1 pm – 4 pm
State Compensation Insurance Fund, 900 Corporate Center Drive

Register Here

USC vs. Oregon

Even though the Trojans were throttled by the Ducks 56-24 yesterday at the Coliseum, we enjoyed our day tailgating and watching college football under the lights on a perfect Fall Saturday. Spent the day with some great friends and broke away from the Orange Curtain for a night. #ILoveLA.

-JK

Life Happens

Some days or weeks, life just happens when you least expect it to.

My wife and I whom both work full-time in heavy sales roles were smacked in the face with the reality that our nanny has to tend to her own sick child for the next few days.

My wife was literally getting ready to walk out the door for work yesterday when she got the sudden news from our nanny. Without hesitation, she stopped what she was doing and readjusted her entire day to care for our daughter.

Today it’s my turn but I am not complaining, I love this girl!

My daughter C. and me

Technology allows me to get my work done anytime, anywhere. Albeit on my daughter’s clock today, not mine. I have my Agency Management System, my work phone, and my email all at my fingertips which allows me to serve my clients regardless if I am sitting in my office or not. Not to mention my support staff back at the office. How great is that?

I may not be as productive, but I’m not skipping a beat either.

Kids or not, life happens to everybody and we all must face reality. Props to my fellow soldiers out there juggling life and work and finding ways to get it done. It might not always be pretty, but somehow it always miraculously works itself out.

-JK

Insurance for Accountants, CPA’s and Bookkeepers

Accountants, CPA’s, Bookkeepers, Tax Preparers, and other financial services professionals work with a lot of sensitive, personal financial information which can expose them to high levels of risk. And that’s in addition to the every day risks they face – like damage to their place of business or business-related records, etc.

The Hartford is a great insurance carrier for Accountants, CPA’s & Bookkeepers and other financial professionals. They offer a product which bundles General Liability, Professional Liability (Errors & Omissions), Data Breach, Property, and Business Income into a single package policy at a really reasonable price.

Whether you’re a sole practitioner, or partner at a large accounting firm, you should consider The Hartford for your business insurance if you don’t have a policy with them already.

Contact me if you would like to see what The Hartford can offer. I am an appointed broker who can help you out with a quote for this.

-JK

Brand New Excavator Gets Dropped Two Stories

Who knows if the excavator was brand new or not but it makes the heading sound better.

This is a good visual lesson of the importance of Inland Marine insurance if you’re a contractor with expensive equipment like this:

Inland marine insurance coverage is intended for property that may be moving from location to location, property off premises at new locations, temporary locations, or work locations, and/or subject to “unique” causes of loss that traditional property policies do not cover.

Contractors equipment, like this excavator, is one of the majors areas covered by Inland Marine Insurance.

New or old, this excavator needs to be replaced now. And there’s no time for lagging. The job needs to get done. This is why you should but Inland Marine insurance if you’re a contractor with expensive equipment that you cannot afford to lose.

-JK

Graffiti Prevention for Businesses

You see it everywhere you go. It doesn’t matter what city, state, or country…..graffiti is EVERYWHERE. And it looks like crap and if it’s on the wall of your business or building! Not only does it look like crap, but graffiti contributes to reduced retail sales, a decline in property values, and citizen fear. Not what you want when it comes to running a thriving business. Or owning a successful commercial building.

A business littered with graffiti is less likely to be patronized. Citizens feel less safe and secure entering a storefront where graffiti is present.

Graffiti Prevention: Tips for Businesses

If you have any questions about the following:

  • How can a business prevent graffiti?
  • How might a “graffiti ordinance” affect a business?
  • What should a business do if it’s hit with graffiti?
  • How should graffiti be removed?

Then check out this Tips for businesses fact sheet

Hopefully with enough businesses on board to prevent graffiti, we don’t have to see it everywhere we go. Pure and simple, it looks like CRAP! More importantly, it contributes to reduced retail sales, declines in property values, and community fear.

What measures are you taking to prevent graffiti on the walls of your business or building?

-JK

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