Archive by Author | Jimmy Kinmartin - Business Insurance & Risk Management

Top 10 Workplace Discrimination Claims in 2015

Retaliation charges increased by nearly 5% in 2015 and continue to be the leading concern raised by workers across the country. Disability charges increased by 6% from last year and are the third largest category of charges filed.

The U.S. Equal Employment Opportunity Commission (EEOC) released breakdowns of the 89,385 charges of workplace discrimination that the agency received in fiscal year 2015.

EEOC said it resolved 92,641 charges in fiscal year 2015, and secured more than $525 million for victims of discrimination in private sector and state and local government workplaces through voluntary resolutions and litigation.

The year-end data shows that retaliation again was the most frequently filed charge of discrimination, with 39,757 charges, making up 45 percent of all private sector charges filed with EEOC. The fiscal year ran from Oct. 1, 2014, to Sept. 30, 2015. The agency is currently seeking public input on its proposed update of enforcement guidance addressing retaliation and related issues as part of its commitment to inform the public about the EEOC’s interpretation of the law and promote voluntary compliance.

Top 10 Charges
The charge numbers show the following breakdowns by bases alleged:

  • Retaliation: 39,757 (44.5% of all charges filed)
  • Race: 31,027 (34.7%)
  • Disability: 26,968 (30.2%)
  • Sex: 26,396 (29.5%)
  • Age: 20,144 (22.5%)
  • National Origin: 9,438 (10.6%)
  • Religion: 3,502 (3.9%)
  • Color: 2,833 (3.2%)
  • Equal Pay Act: 973 (1.1%)
  • Genetic Information Non-Discrimination Act: 257 (0.3%)

The percentages add up to more than 100 because some charges allege multiple bases.
Charges raising harassment allegations made up nearly 28,000 charges, or 31%. Employees claimed harassment in charges based on race, age, disability, religion, national origin and sex, including sexual orientation and gender identity.

The agency filed 142 merits lawsuits last year, up from 133 the previous year. The majority of the lawsuits filed alleged violations of Title VII of the Civil Rights Act of 1964, followed by suits under the Americans with Disabilities Act (ADA). This included 100 individual lawsuits and 42 lawsuits involving multiple victims of discriminatory policies. EEOC lawyers resolved 155 lawsuits alleging discrimination.

Once way to help deal with Employment Practices claims is to purchase Employment Practices Liability (EPL) Insurance. EPL Covers wrongful acts arising from the employment process. The most frequent types of claims covered under EPL insurance include wrongful termination, discrimination, sexual harassment and retaliation. In addition, the policies cover claims from a variety of other types of inappropriate workplace conduct, including (but not limited to) defamation, invasion of privacy, failure to promote, deprivation of a career opportunity and negligent evaluation. The policy covers directors and officers, management personnel and employees. These types of claims are not covered under a general liability or workers’ compensation insurance policy.

Sources: EEOC; Insurance Journal

-JK

25 Most Commonly Stolen Passwords

How clever is your password? If it’s on the list below, your password is just as easily stolen as it is remembered. Protect yourself by making sure you’re not using one of the top 25 most commonly stolen passwords of 2015, as determined by IT security firm SplashData.

  1. 123456
  2. password
  3. 12345678
  4. qwerty
  5. 12345
  6. 123456789
  7. football
  8. 1234
  9. 1234567
  10. baseball
  11. welcome
  12. 1234567890
  13. abc123
  14. 11111115
  15. 1qaz2wsx
  16. dragon
  17. master
  18. monkey
  19. letmein
  20. login
  21. princess
  22. qwertyuiop
  23. solo
  24. passw0rd
  25. starwars

To create a more secure password, make sure you are not relying only on numbers, and try to avoid simple keyboard patterns. You may also want to avoid easy-to-find information such as birthdays, favorite sports teams and addresses. Attempt to create a password that is eight or more letters long, and avoid using the same password for multiple access points.

-JK

Super Bowl Factoids

Super Bowl week is officially upon us.

Here are some Super Bowl Trivia Factoids courtesy of NFLRush.com:

  • 8 million pounds of guacamole is consumed on Super Bowl Sunday. 14,500 tons of chips are eaten along with that guacamole.
  • Of the top 10 most watched American television programs of all time, nine of them are Super Bowls.
  • The Super Bowl is measured in Roman numerals because a football season runs over two calendar years.
  • Over 700,000 footballs are produced annually for official NFL use and 72 of them are used for the Super Bowl.
  • It is the 2nd most watched sporting event in the world. More than 100 million people worldwide watch the Super Bowl every year.
  • Super Bowl XLIV was the most watched show in television history with over 106.5 million watchers.
  • One 30-second commercial aired during the Super Bowl costs at least $2,800,000.
  • The NFL has a policy against holding Super Bowl games in stadiums that have a climate of less than 50 degrees Fahrenheit, unless it is an enclosed stadium.

And for some Super Bowl Trivia…

  1. Which team has played in four Super Bowls but has never led at any point during the game?
  2. What is the name of the trophy for the winner of the Super Bowl?
  3. Which player has won the Super Bowl MVP three times?
  4. Which team was the first team to win 5 Super Bowls?
  5. Which team won the first Super Bowl?
  6. What current NFL teams have never played in a Super Bowl?

Answers: 1-The Minnesota Vikings. 2-The Vince Lombardi Trophy. 3-Joe Montana. 4-San Francisco 49ers. 5-Green Bay Packers. 6-Detroit Lions, Houston Texans, Jacksonville Jaguars, and Cleveland Browns.

Commercial Building Insurance in Compton, CA

This morning I finalized the Property & Liability insurance for this fine 55,048 square foot commercial warehouse building in Compton. Escrow set to close by Friday.

Commercial buildings are a specialty for me whether office, apartment, or manufacturing/warehouse facilities. They’re definitely my favorite niche to write.

690 W Manville

-JK

Rams headed back to Los Angeles!!

The LOS ANGELES Rams! Yes, the Rams headed back to Los Angeles!!!

From the Wall Street Journal:

Video:

-JK

Long Beach Emergency Alert System Released

The City of Long Beach has released a new, mass notification system that makes it easier than ever to get emergency alerts sent to your landline, cell phone, and email.

Alert Long Beach is a free service designed to keep everyone who lives or works in Long Beach informed before, during and after a major emergency or disaster.

Sign up on at the City’s website: http://www.longbeach.gov.

-JK

Happy New Year 2016!

Wishing you good friends, good times, good health, good cheer, and happy days throughout the year. Happy 2016!

Happy New Year

-JK

Fire Destroys 96-Foot Christmas Tree Outside Costa Mesa Hotel

Yesterday, A 96-foot-tall Christmas tree went up in flames outside the Westin South Coast Plaza hotel in Costa Mesa. The tree was reportedly a $120,000 Evergreen.  Fire investigators don’t know how it started.The flames sent up a large plume of black smoke that could be seen from I-405 Monday morning. Here are a couple videos of the Christmas tree fire:

Here was the tree during the real lighting ceremony a few weeks ago:

Essentially, you can say there were two tree lighting ceremonies this year.

-JK

Commercial Building Insurance – 2401 N. Palm Ave.

Congratulations to a client who closed escrow on this fine 8,250 square foot commercial building in Signal Hill on Wednesday. We wrapped up the Property, General Liability, and Commercial Umbrella insurance for the building so it’s time to move in now.

@JimKinmartin

-JK

Intense Wildfire Escape Caught on Video

The “Valley Fire” in Lake County, California, northwest of Sacramento started as a 50-acre blaze on Saturday afternoon, growing steadily to a 50,000-acre inferno by Sunday night. A resident of the area recorded his escape from the inferno. The footage is intense:

The video was taken at 8:30 PM on Saturday night (9/12/15) on the way out of Anderson Springs, and really speaks for itself. This person was lucky to have gotten out alive.

-JK