Tipping With Magic @ Domenico’s Belmont Shore
A longtime server at Domenico’s Italian Restaurant in Belmont Shore, Long Beach, was gifted with more than $2,000 in tips from a magician who captured the event with hidden cameras.
The waiter, Edgar Guzman, who has worked at Domenico’s in Long Beach for more than a decade. He works two jobs to provide for his wife and family.
My favorite part in the video is when Edgar reads a note from his family. The note states “What you put out will come back to you. Put out good into the world.” It’s something I personally believe so much. The video currently has 600,000+ likes on YouTube.
Watch the video here:
Credit: Grunion Gazette
-JCK
OSHA On-site Consultation Program
The Occupational Safety and Health Administration (OSHA) wants to assist small- and medium-sized businesses with their compliance and safety initiatives through their On-Site Consultation Service. This program offers confidential advice in all states across the country, with priority given to high-hazard work-sites. Consultation services are totally separate from enforcement and do not result in penalties or citations.
Using a free consultation service largely funded by OSHA, employers can find out about potential hazards at their work-sites, improve their occupational safety and health management systems and even qualify for a one-year exemption from routine OSHA inspections. The service is delivered by state governments using well-trained professional staff. Most consultations take place on-site, though limited services away from the work-site are also available. This safety and health consultation program is completely separate from the OSHA inspection effort presently in place. No citations are issued or penalties proposed during the consultation appointment.
Your name, your firm’s name and any information that you provide about your workplace, plus any unsafe or unhealthful working conditions that the consultant uncovers, will not be reported routinely to the OSHA inspection staff. Your only obligation will be to commit the organization to correcting serious job safety and health hazards; a commitment which you are expected to make prior to the actual visit, and carry out in a timely manner.
Getting Started
Since consultation is a voluntary activity, your organization must contact OSHA to request it. The consultant will discuss your specific needs with you and set up a visit date based on the priority assigned to your request, your work schedule and the time needed for the consultant to adequately prepare to serve you. OSHA encourages a complete review of your firm’s safety and health situation; however, you may limit the visit to one or more specific problems.
For more information on the OSHA On-Site Consultation Program, visit HERE
Benefits of On-Site Consultation
Knowledge of your workplace hazards and ways to eliminate them can only improve your own operations and the management of your firm. Your organization will get professional advice and assistance on the correction of workplace hazards and benefit from on-site training and assistance provided by the consultant to you and your employees. The consultant can help you establish or strengthen an employee safety and health program, making safety and health activities routine considerations rather than crisis-oriented responses. This program provides incentives and support to smaller, high-hazard employers to develop, implement and continuously improve effective safety and health programs at their worksite(s). The program recognizes employers who have demonstrated exemplary achievements in workplace safety and health by receiving a comprehensive safety and health consultation visit, correcting all workplace safety and health hazards, adopting and implementing effective safety and health management systems and agreeing to request further consultative visits if major changes in working conditions or processes occur that may introduce new hazards.
-JK
Cyber Security: Anatomy of a Main Street Hack
Two former FBI agents from Travelers Insurance Investigative Services hack into a typical business website and download sensitive data in a matter of minutes to demonstrate how quickly a cyber attack can happen:
Research shows that cyber criminals and hackers are attacking smaller “Main Street” companies who are often less prepared to prevent and respond to an attack.
Cyber insurance can protect companies before an event takes place by helping supply them with risk management tools and advice and access to other professionals in the data security community that can help with their information security.
Check out the full story: http://travl.rs/1WvPHQq
Have questions about cyber insurance? Interested in learning more about the various coverage’s included within a cyber insurance policy? Want to see what it would cost you to pick up cyber insurance for your business? Contact your insurance broker or me today to talk more.
-JK
Top 10 Workplace Discrimination Claims in 2015
Retaliation charges increased by nearly 5% in 2015 and continue to be the leading concern raised by workers across the country. Disability charges increased by 6% from last year and are the third largest category of charges filed.
The U.S. Equal Employment Opportunity Commission (EEOC) released breakdowns of the 89,385 charges of workplace discrimination that the agency received in fiscal year 2015.
EEOC said it resolved 92,641 charges in fiscal year 2015, and secured more than $525 million for victims of discrimination in private sector and state and local government workplaces through voluntary resolutions and litigation.
The year-end data shows that retaliation again was the most frequently filed charge of discrimination, with 39,757 charges, making up 45 percent of all private sector charges filed with EEOC. The fiscal year ran from Oct. 1, 2014, to Sept. 30, 2015. The agency is currently seeking public input on its proposed update of enforcement guidance addressing retaliation and related issues as part of its commitment to inform the public about the EEOC’s interpretation of the law and promote voluntary compliance.
Top 10 Charges
The charge numbers show the following breakdowns by bases alleged:
- Retaliation: 39,757 (44.5% of all charges filed)
- Race: 31,027 (34.7%)
- Disability: 26,968 (30.2%)
- Sex: 26,396 (29.5%)
- Age: 20,144 (22.5%)
- National Origin: 9,438 (10.6%)
- Religion: 3,502 (3.9%)
- Color: 2,833 (3.2%)
- Equal Pay Act: 973 (1.1%)
- Genetic Information Non-Discrimination Act: 257 (0.3%)
The percentages add up to more than 100 because some charges allege multiple bases.
Charges raising harassment allegations made up nearly 28,000 charges, or 31%. Employees claimed harassment in charges based on race, age, disability, religion, national origin and sex, including sexual orientation and gender identity.
The agency filed 142 merits lawsuits last year, up from 133 the previous year. The majority of the lawsuits filed alleged violations of Title VII of the Civil Rights Act of 1964, followed by suits under the Americans with Disabilities Act (ADA). This included 100 individual lawsuits and 42 lawsuits involving multiple victims of discriminatory policies. EEOC lawyers resolved 155 lawsuits alleging discrimination.
Once way to help deal with Employment Practices claims is to purchase Employment Practices Liability (EPL) Insurance. EPL Covers wrongful acts arising from the employment process. The most frequent types of claims covered under EPL insurance include wrongful termination, discrimination, sexual harassment and retaliation. In addition, the policies cover claims from a variety of other types of inappropriate workplace conduct, including (but not limited to) defamation, invasion of privacy, failure to promote, deprivation of a career opportunity and negligent evaluation. The policy covers directors and officers, management personnel and employees. These types of claims are not covered under a general liability or workers’ compensation insurance policy.
Sources: EEOC; Insurance Journal
-JK
25 Most Commonly Stolen Passwords
How clever is your password? If it’s on the list below, your password is just as easily stolen as it is remembered. Protect yourself by making sure you’re not using one of the top 25 most commonly stolen passwords of 2015, as determined by IT security firm SplashData.
- 123456
- password
- 12345678
- qwerty
- 12345
- 123456789
- football
- 1234
- 1234567
- baseball
- welcome
- 1234567890
- abc123
- 11111115
- 1qaz2wsx
- dragon
- master
- monkey
- letmein
- login
- princess
- qwertyuiop
- solo
- passw0rd
- starwars
To create a more secure password, make sure you are not relying only on numbers, and try to avoid simple keyboard patterns. You may also want to avoid easy-to-find information such as birthdays, favorite sports teams and addresses. Attempt to create a password that is eight or more letters long, and avoid using the same password for multiple access points.
-JK
Super Bowl Factoids
Super Bowl week is officially upon us.
Here are some Super Bowl Trivia Factoids courtesy of NFLRush.com:
- 8 million pounds of guacamole is consumed on Super Bowl Sunday. 14,500 tons of chips are eaten along with that guacamole.
- Of the top 10 most watched American television programs of all time, nine of them are Super Bowls.
- The Super Bowl is measured in Roman numerals because a football season runs over two calendar years.
- Over 700,000 footballs are produced annually for official NFL use and 72 of them are used for the Super Bowl.
- It is the 2nd most watched sporting event in the world. More than 100 million people worldwide watch the Super Bowl every year.
- Super Bowl XLIV was the most watched show in television history with over 106.5 million watchers.
- One 30-second commercial aired during the Super Bowl costs at least $2,800,000.
- The NFL has a policy against holding Super Bowl games in stadiums that have a climate of less than 50 degrees Fahrenheit, unless it is an enclosed stadium.
And for some Super Bowl Trivia…
- Which team has played in four Super Bowls but has never led at any point during the game?
- What is the name of the trophy for the winner of the Super Bowl?
- Which player has won the Super Bowl MVP three times?
- Which team was the first team to win 5 Super Bowls?
- Which team won the first Super Bowl?
- What current NFL teams have never played in a Super Bowl?
Answers: 1-The Minnesota Vikings. 2-The Vince Lombardi Trophy. 3-Joe Montana. 4-San Francisco 49ers. 5-Green Bay Packers. 6-Detroit Lions, Houston Texans, Jacksonville Jaguars, and Cleveland Browns.
Commercial Building Insurance in Compton, CA
This morning I finalized the Property & Liability insurance for this fine 55,048 square foot commercial warehouse building in Compton. Escrow set to close by Friday.
Commercial buildings are a specialty for me whether office, apartment, or manufacturing/warehouse facilities. They’re definitely my favorite niche to write.

-JK
Rams headed back to Los Angeles!!
The LOS ANGELES Rams! Yes, the Rams headed back to Los Angeles!!!
From the Wall Street Journal:
Video:
-JK
Long Beach Emergency Alert System Released
The City of Long Beach has released a new, mass notification system that makes it easier than ever to get emergency alerts sent to your landline, cell phone, and email.
Alert Long Beach is a free service designed to keep everyone who lives or works in Long Beach informed before, during and after a major emergency or disaster.
Sign up on at the City’s website: http://www.longbeach.gov.
-JK
Happy New Year 2016!
Wishing you good friends, good times, good health, good cheer, and happy days throughout the year. Happy 2016!

-JK
